Articles tagged with: car insurance

Esurance Is Watching You . . Or Soon Will Be

Written by Eric Peters on Sunday, 15 June 2014. Posted in Opinion, Eric Peters

The insurance mafia and the big government nanny-staters are colluding to put the surveillance state into the driver's seat of your car.

Esurance Is Watching You . . Or Soon Will Be

New York Governor Andrew Cuomo just signed off on a “plan” (you know there’s trouble brewing whenever a control freak politician announces he has a “plan”) touted as a way to “discourage” teen drivers from texting while driving but which will inevitably lead to adults being under the constant (and ever-more-profitable) thumb of the insurance mafia.

Heebie Jeebies

Written by Eric Peters on Wednesday, 14 May 2014. Posted in Opinion, Eric Peters

The aroma is unmistakable. The smell of Uncle. His filthy presence, spoiling all the fun. It makes me toss and turn; makes it hard to enjoy the cars.

Heebie Jeebies

There is a downside to getting these brand-new cars to test drive all the time. I know what’s coming before you do. A hint, the leading edge. The camel’s nose under the tent. It’s just a whiff, sometimes.

Hands in Our Pockets

Written by Eric Peters on Thursday, 08 May 2014. Posted in Opinion, Eric Peters

Even when you try to live frugally, government makes life almost impossibly expensive.

Hands in Our Pockets

Most of us would probably be ok, money-wise...if the government weren’t constantly taking so much of our money. Even when you try to live frugally, government makes life almost impossibly expensive. I’ll give you an example, True Story-style.

Want to Pay Less For Insurance?

Written by Eric Peters on Friday, 11 October 2013. Posted in Opinion, Eric Peters

When the government forces you to pay for something, the provider of that good or service can count on having unlimited "customers." That, in a sense, equals unlimited demand. And that results in unlimited price increases.

Want to Pay Less For Insurance?

Increasingly worthless Federal Funny Money – and increasingly hard-to-find decent-paying jobs – have put an economic choke-hold on millions of Americans, compelling them to cut back on everything that’s not absolutely essential.

A View Down The Road

Written by Eric Peters on Friday, 16 August 2013. Posted in Opinion, Eric Peters

The entire legal system is now premised on the concept of prior restraint – on the idea of controlling people who haven’t yet done anything in order to prevent them from possibly doing it.

A View Down The Road

A few weeks ago, I wrote a story about Ford’s creepy MyKey system (see here), now standard equipment in all new Ford vehicles, and the ugly possibilities for controlling how we drive by controlling how the car can be driven. This week, I’m test-driving one of the latest Lincolns (the new MKZ) and it’s got some more of the same:

I’d Like A Refund, Please

Written by Eric Peters on Friday, 14 June 2013. Posted in Opinion, Eric Peters

For years the government perpetrated a massive fraud on the American people in the form of fines and insurance surcharges as a result of the national 55 mph speed limit. It's time for the victims of this fraud to be compensated for their losses.

I’d Like A Refund, Please

You’ve heard about “class action” lawsuits. A group of people who’ve all suffered a common harm at the hands of a single offender get together and sue jointly for damages. I think all the people who were victimized for the 20 years the 55 MPH National Maximum Speed Limit (NMSL) was in effect (1974-1995) ought to consider doing something along those lines.

You've Got the Keys to the Car. Now Get the Keys to Affordable Insurance.

Written by Karen Boyarsky on Tuesday, 19 February 2013. Posted in Automotive, Business

New cars are increasingly expensive. So is insurance for that new car. To make sure you get the best deal on insurance, shop around, and follow these tips.

You've Got the Keys to the Car. Now Get the Keys to Affordable Insurance.

So you bought a car. Whether it's new or used, whether it's your first car or another one to add to the family policy, hopefully you've been thinking about the price of insurance and how you're going to go about getting the best rates. According to automotive journalist and American Daily Herald contributor Eric Peters, "... one can save a great deal of money by avoiding new cars and buying used ones instead. Thirty-plus percent (sometimes more) off MSRP 'sticker price' after just two or three years on the road.... Usually much-reduced insurance costs – especially if you can buy the vehicle outright and buy a basic, liability-only policy.” You probably know that while some types of car insurance are required by law, others are adjustable, and there are some tips and tricks available for getting the lowest premium price possible.

A New Car? Or Maybe a Used Car?

Written by Eric Peters on Monday, 12 November 2012. Posted in Automotive, Business, Eric Peters

Eric Peters gives good – and some not-so-good – reasons to buy a new or used car.

A New Car? Or Maybe a Used Car?

Here are some good – and some not-so-good – reasons to buy a new car.

Or a used car:

The Low Down on Full Coverage Insurance And Why You Must Take Action Today

on Monday, 01 October 2012. Posted in Automotive, Business

Does your auto insurance cover all your needs in the event of an accident? Many drivers are not aware that their full-coverage polices may not be as full as they think. Here are a few things to look for when reviewing your auto insurance coverage.

The Low Down on Full Coverage Insurance And Why You Must Take Action Today

Many vehicle owners believe that having full coverage insurance fully covers them in the event of any incident. This mistaken belief stems from the misleading terminology and the fact that many individuals who purchase insurance fail to read their policies. In addition, many insurance companies fail to properly educate their customers on what it really means to have full coverage insurance until after the fact. Unfortunately most vehicle owners only come to recognize the true coverage spectrum of their policy after they have been involved in a car accident which can add more stress in an already stressful situation.

7 Reasons it May be Worth it to Fight Your Traffic Ticket

on Monday, 17 September 2012. Posted in Crime, U.S.

Traffic tickets can be more expensive than they seem on face value alone. In addition to their direct cost, they have implications for insurance rates and even whether one's license is revoked. As a result, fighting the ticket can be a good option.

7 Reasons it May be Worth it to Fight Your Traffic Ticket

Many people know the sinking feeling in the pit of their stomach when they see a police officer’s flashing blue lights behind them. When a driver is ticketed for breaking a traffic law it will usually lead to more problems than just having a fine to pay. Even with this being the case, most people are content with just paying the citation off and moving on with their life. It is important to know, however, that an officer’s statement accusing a person of breaking the law does not equate to an automatic conviction. There are at least seven instances in which a person may benefit from fighting a traffic ticket.

Insurance & Racial Profiling

Written by Eric Peters on Wednesday, 29 August 2012. Posted in Opinion, Eric Peters

Yet in the case of the “profiling” done by the insurance mafia, there is no outrage. It is perfectly legal for them to charge the owner of the “fast” car 20 — maybe 50 — percent more than the driver of an ordinary car.

Insurance & Racial Profiling

There is near-universal outrage when an individual is treated as a member of a group when that group is racial or ethnic in composition. More than that — it is illegal to, for instance, refuse to rent to a black person, or charge a black person higher rent, or require him to put down a larger security deposit — because “black people” are more likely to commit crime, cause damage or fail to pay. It offends our sense of justice — and so, has become an offense under the law.

Insuring the Driver – Not The Vehicles

Written by Eric Peters on Tuesday, 21 August 2012. Posted in Opinion, Eric Peters

Fascism is when government and business collaborate to oppress innocent civilians. By this definition, mandatory car insurance that forcibly transfers money from your pocket to insurance companies is something only a Benito Mussolini could love.

Insuring the Driver – Not The Vehicles

Mandatory car insurance is a pretty hateful concept – a form of prior restraint that says, in effect, because you may cause injury you must be insured against the possibility. Even though millions of people go a lifetime without ever actually causing anyone any injury, they suffer the certainty of paying, year in and year out, fees to the insurance mafia – backed by the ever-present billy club of the state. Over 20 or 30 years, the sum lost can easily run to $20,000 or more. Out the window – and into the pockets of the insurance mafia.

‘Lil Stinker Won… But Government is Winning

Written by Eric Peters on Monday, 25 June 2012. Posted in Opinion, Eric Peters

Old cars, hot cars, musclecars, and cars in general used to be popular with everyone. Now, it seems, only the older crowd still pursues the car culture and hobby. Why? Because government has done its best to kill it off.

‘Lil Stinker Won… But Government is Winning

‘Lil Stinker – my restored ’75 Kawasaki S1 “triple” – won an award at the big Ruritan car (and bike and tractor) show held yesterday. That’s the good news – for me. The bad news – for the old car (and bike) hobby is something I’ve noticed at other vintage vehicle shows – the vintage people who own the vehicles – and the mostly vintage people who come to see them.

The “Social Costs” of Buying New

Written by Eric Peters on Saturday, 02 June 2012. Posted in Opinion, Eric Peters

Car insurance for new vehicles is usurious in the extreme, costing you, the buyer, thousands of dollars that will be gone from your wallet forever.

The “Social Costs” of Buying New

Collectivism — the idea that “social costs” should be born by the individual, even when an individual hasn’t actually imposed any costs on “society” — is a big part of the reason why I’ll probably never own a new car. Because owning a new car means paying through the nose for  insurance — the premiums based to a great extent not on what I have done or might reasonably be expected to do (based on my track record, etc.) but rather, on what random strangers out there in society have done — or may do.

Classic Car Insurance

Written by Eric Peters on Thursday, 31 May 2012. Posted in Automotive, Business

Antique and collector cars are not well served by the typical car insurance policy. To make sure your collector car is covered, and your wallet is protected, check into specialty policies designed especially for collectible vehicles.

Classic Car Insurance

Antique cars are special cars – and need special insurance coverage. If you don’t take the time to get a policy issued by a company that deals specifically with insuring antique and collectible cars, you’ll probably pay more – and get less coverage.

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